We are constantly being reminded of inflation and the cost of living crisis.
My guest on this episode is Personal Budgeting Queen, Author and Radio Host,
Samantha Boardman.
Samantha founded ‘Spending Made Easy’ in July 2016, after being made redundant from her corporate job 12 months before.
At Spending Made Easy they are experts at budgeting, and they take all of the stress, worry, panic, uncertainty, and often sleepless nights out of your mundane and tedious day-to-day finances and budgeting.
Sam absolutely LOVES what she does and has even written a book called “Budgeting Is Crap” (because it is, right?).
Sam is on a mission to get as many people as possible with a Spending Plan! Spending Plans change lives!
Sam is also a regular contributor on a new internet radio station; “Podcast City Radio”
Sam shared the following:
· How it all started.
· Budgeting is crap. Samantha explains why.
· The ‘a cost-of-living crisis’
· What are some of the biggest challenges people have when they come to you.
· Buy now, pay later, Afterpay etc. instant gratification. Parent s did not buy until they had saved the money.
· The danger of payday loans
· The importance of couple’s communication and working toward a common goal. Also, transparency
And Sam shared her top 3 tips.
1. Always start with your outgoings NOT your income.
2. Don’t be embarrassed, ask for help!
3. Have a plan. (Fail to plan, plan to fail)
To reach out to Samantha, here are her details.
Website; https://www.spendingmadeeasy.com.au/
Email; sam@spendingmadeeasy.com.au
Click below to follow her on her social media.